The cash you’ve earned should compound. Not sit.
Robora helps founders and operators earn up to 3.11% APY1 on the cash already sitting in their business accounts. It works alongside the bank you use today, with no logins to manage and no lock-ups.
“Helping small businesses earn what their cash is worth. No complexity, just better returns.”
Host, Success Story podcast
Your cash should work as hard as you do
Most operators leave $50K to $500K sitting in checking accounts at near-zero interest. See what that cash could earn at up to 3.11% APY1, without changing how you bank today.
You're missing out on
$14,300
per year in potential earnings
This calculation assumes constant balance and rates. Actual earnings may vary.
“Most small businesses leave money on the table with their cash. Robora fixes that.”
All your cash.
One view.
See balances, transactions, and cash flow across every account in a single dashboard. No more juggling logins, spreadsheets, or month-end reconciliations.
- Live balances across every linked account
- Full transaction history at each bank
- Cash flow charts and visualizations
- Filter and tag by account or purpose
- Export statements for accounting
Millions in Aggregate FDIC Insurance2
Protect your funds with insurance well over $250K.
“Smart cash management shouldn’t be reserved for big corporations. Robora levels the playing field.”
Standard FDIC
$250,000
With Robora
Millions2
Through our partner bank network, we spread your deposits across multiple FDIC-insured institutions, providing coverage far beyond the standard $250K limit.2
Extended FDIC Coverage
Access tens of millions in aggregate FDIC insurance through our partner bank, OMB Bank, and the IntraFi network.
Trusted Bank Partners
Your funds are held with FDIC-insured depository institutions. Banking services provided by OMB Bank, member FDIC.
Secure Account Linking
Bank-level security powered by Plaid for secure account connections. Identity verification through Alloy.
Bank Network
- Chase
- Bank of America
- Wells Fargo
- U.S. Bank
- PNC Bank
- Truist
- Regions Bank
- First Horizon
Secure Account Linking
FDIC Member Banking Partner
Identity Verification
*Your funds are held with FDIC-insured² depository institutions, not with Robora. Robora is not a bank. We are a financial technology company and your "robo" cash advisor empowering the ability to find safe, high-yielding returns. Banking services are provided by OMB Bank, member FDIC, and OMB Bank will place deposits through IntraFi's ICS service, which is the largest bank network of its kind, and subject to the ICS Deposit Placement Agreement. Certain conditions must be satisfied for "pass-through" FDIC deposit insurance coverage to apply.
One platform. Every kind of operator cash.
Robora connects to the accounts you already use and earns more on what's sitting idle, whether that's the runway you're protecting, the float you'd rather not touch, or the cushion you've built and want to put to work.
Operating Cash
The money that funds the business every week. Earn yield on what isn't actively moving, without losing instant access.
Reserves & Tax Set-Asides
Earmarked cash that sits for months: estimated taxes, project deposits, runway buffer. Park it where it can grow.
Profit & Excess Cash
The cushion you've built. Cash your business has made that doesn't have a job yet. Put it to work.
Get Started in Minutes, Not Days
Robora works alongside the bank you already use. We help route idle cash to where it earns the most while staying fully accessible when you need to move it.
Open Your Account
5-minute digital onboarding. No paperwork, no branch visits.
Link Existing Accounts
Securely connect your current bank accounts via our bank integration partners.
Transfer Funds
Move idle cash into your Robora accounts whenever you're ready.
Start Earning
Watch your idle cash earn up to 3.11% APY1 with full FDIC protection.
Access Funds Anytime
Transfer funds back to your original accounts whenever you need them.
Start Earning More on the Money You Manage
APY is variable and subject to change. FDIC insurance coverage depends on program limits and regulatory requirements.
Prefer to talk it through? Book a demo.
Walk through your cash accounts setup with our team. See exactly what Robora would earn on what you already have.